Banks do not have an India-wide holiday on Monday November 9, 2026, in the RBI holiday matrix. The date is marked for ten office areas: Agartala, Bhopal, Chandigarh, Gangtok, Guwahati, Imphal, Jaipur, Kanpur, Lucknow and Raipur. New Delhi, Mumbai and Chennai have no holiday marked for that date in this calendar; that is not a check of every individual branch’s opening hours.
The Reserve Bank of India’s November matrix, updated on November 6, groups November 9 under Diwali/Laxmi Puja (Deepawali), Govardhan Pooja and Vishwakarma Day. The observances are applied through office-area rows and date columns. The festival period therefore does not translate into one identical branch-closure date across the country.
November 9 closures apply to ten RBI office areas
For a November 9 visit, the ten marked rows are the relevant starting list. Readers should match the branch’s location to the applicable RBI office area and the bank’s own holiday notice. The table names office areas rather than certifying a single national shutdown, and its empty cells do not establish local opening hours or the availability of a particular counter service.
Mumbai illustrates the timing difference: its November 9 cell is empty, but November 10 is marked. Gangtok has all three dates, November 9, 10 and 11, marked. Treating the whole period as three closed days everywhere would erase that difference; so would assuming that an unmarked Monday means the same branch is available on Tuesday.
November 10 and 11 have different regional lists
November 10 is marked for Ahmedabad, Belapur, Bengaluru, Dehradun, Gangtok, Mumbai and Nagpur. November 11 is marked for Gangtok, Imphal, Kanpur, Kolkata, Lucknow and Shimla. RBI groups the former date under observances including Bali Pratipada, Govardhan Puja and Vikram Samvant New Year Day, and the latter under observances including Ningol Chakkouba, Bhratridwitiya, Bhaidooj and Chitragupt Jayanti. New Delhi has none of November 9–11 marked.
To check another location, use the official RBI holiday page linked below, select November 2026 and read the relevant office row against the date column. Then use the branch’s own bank website or notice for business hours and any local variation. For work requiring a physical counter, check that service and the next intended visit date rather than relying on a nationwide “banks closed today” label.
A branch holiday and an electronic transfer are separate questions
An electronic transfer has a separate operating basis. RBI’s NEFT FAQ says the system operates 24/7 throughout the year in half-hourly batches; customers can use internet or mobile banking where their bank offers it. A bank may impose its own amount limits, and technical unavailability is possible. These system hours do not promise an instant or successfully tested transfer through every bank on a holiday.
The answer for November 9 is therefore regional: ten RBI office areas have a listed holiday, while other rows have no holiday marked that day. For a branch visit, the location, date and required service determine the useful plan. For a transfer, online NEFT can offer a route independent of counter opening, subject to the bank’s facilities and transaction conditions. The November 10–11 lists should be checked separately before postponing a visit.
Original sources are linked below. Dates, regional applicability and published figures are distinguished from editorial conversions or calculations.
- Reserve Bank of India: November 2026 holiday matrix ↗
- Reserve Bank of India: NEFT FAQ, updated 2 September 2024 ↗